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Browse fha loan specialists serving Metamora, Michigan. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Metamora, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 fha loan specialists in Metamora, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephenson Mortgage LLC
3716 Lake Lapeer Dr, Metamora, MI 48455
8106252325
Mortgage Matt- Lapeer County
3546 S Lapeer Rd suite c, Metamora, MI 48455
8109198138
An FHA loan specialist in Metamora, Michigan can help you navigate the Federal Housing Administration loan process. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand the Metamora real estate market and can guide you through FHA property requirements in Lapeer County.
What Does a FHA Loan Specialist in Metamora Cost?
Typical costs for FHA loan specialist services in Michigan include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. Appraisal and credit report fees add several hundred dollars. Costs vary by lender and case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Metamora Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Michigan lenders may have additional requirements.
Are there Michigan-specific FHA loan limits for Metamora?
Yes, FHA loan limits vary by county. For Lapeer County in 2024, the standard FHA loan limit for a single-family home is typically around $498,257. Higher limits apply for multi-unit properties. Check with a specialist for current figures.
What documents do I need for an FHA loan application in Michigan?
You will need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and proof of employment. Michigan law also requires a valid government-issued ID and Social Security number for all applicants.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.