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Find FHA Loan Specialists Near You in Madison Heights, MI
Looking for a fha loan specialist in Madison Heights? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Madison Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 fha loan specialists in Madison Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family 1st Lending LLC
30563 Dequindre Rd, Madison Heights, MI 48071
2488901909
LoanVision Mortgage LLC
876 Horace Brown Dr, Madison Heights, MI 48071
2489295767
An FHA loan specialist in Madison Heights, Michigan helps homebuyers navigate FHA-insured mortgages. These loans are popular in Michigan due to lower down payment requirements and flexible credit guidelines. Local specialists understand Oakland County property values and Michigan specific closing procedures.
What Does a FHA Loan Specialist in Madison Heights Cost?
Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Origination fees from lenders range from 0.5% to 1.0% of the loan amount. Third-party costs like appraisal and title fees add $500 to $1,500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Madison Heights?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets Michigan and federal FHA requirements, such as property condition standards and debt-to-income ratios.
What are the FHA loan limits for Madison Heights Michigan?
For 2025, the FHA loan limit for a single-family home in Oakland County, including Madison Heights, is $498,257. This amount can change annually based on the area median home price. A specialist can confirm current limits for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.