Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 14 fha loan specialists in Holland, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dan Moralez - Holland Michigan Mortgage
320 120th Ave, Holland, MI 49424
6164991996
David Kuiper
320 120th Ave, Holland, MI 49424
6163356942
Michigan Mortgage
788 Columbia Ave Suite B, Holland, MI 49423
6166493420
Travis Gregg, Ruoff Mortgage
363 Settlers Rd Ste 101, Holland, MI 49423
9375336333
The Mortgage House Inc
305 Hoover Blvd #500, Holland, MI 49423
6163922290
Jason Bakker Home loans
320 120th Ave, Holland, MI 49424
6162183215
Dart Bank Holland Home Loan Center
320 120th Ave, Holland, MI 49424
6163356940
Inspyre Mortgage
15111 Silver Fir Dr, Holland, MI 49424
7209409898
Union Home Mortgage
12659 Riley St #30, Holland, MI 49424
6164201004
Fifth Third Mortgage - Sherry Tedaldi
757 Michigan Ave, Holland, MI 49423
6163947310
Chase Home Lending
635 E 8th St, Holland, MI 49423
6167063783
Fifth Third Mortgage - Jen Miller
403 Butternut Dr, Holland, MI 49424
6163947318
Sara Bos - Mortgage Lender
167 S River Ave, Holland, MI 49423
6168861144
Apollo Home Mortgage
76 S River Ave #508, Holland, MI 49423
6163967950
What Does a FHA Loan Specialist in Holland Cost?
Typical costs for an FHA loan specialist in Holland Michigan include an origination fee of 1 to 2 percent of the loan amount. Third party costs such as appraisal and credit report fees range from $500 to $1,000. Closing costs in Michigan usually total 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Holland Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Local lenders in Holland may have additional requirements.
Are there specific FHA loan limits for Holland Michigan?
Yes FHA loan limits vary by county. For Ottawa County which includes Holland the 2025 standard limit for a single family home is $524,225. High cost area limits may apply in certain parts of the county.
What is the FHA mortgage insurance requirement in Michigan?
FHA loans require an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount. There is also an annual MIP that ranges from 0.45 to 1.05 percent depending on loan term and loan to value ratio. This is required for the life of the loan if the down payment is less than 10 percent.