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Directory of fha loan specialists in West Des Moines, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
West Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 16 fha loan specialists in West Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Houk - Mortgage Team
6750 Westown Pkwy Suite 100A, West Des Moines, IA 50266
5154210259
Brian Swanson - Guild Mortgage NMLS 400119
1603 22nd St STE 102, West Des Moines, IA 50266
5159883866
Land Home Financial Services - West Des Moines
6919 Vista Dr, West Des Moines, IA 50266
5153484055
Dirk Hellige - Mortgage Lender
140 S 68th St, West Des Moines, IA 50266
6417775052
IntroLend Home Results
4001 Westown Pkwy, West Des Moines, IA 50266
5154617600
New American Funding - Amber Lampe
4401 Westown Pkwy ste 350, West Des Moines, IA 50266
5154902222
Cardinal Financial Company, Limited Partnership
6923 Vista Dr, West Des Moines, IA 50266
6415526324
Bannen Davis Mortgage Team
130 5th St suite b, West Des Moines, IA 50265
3198507685
Tyler Dailey | Major Mortgage
5550 Wild Rose Ln #400, West Des Moines, IA 50266
7127900286
Guild Mortgage Company
1603 22nd St STE 102, West Des Moines, IA 50266
5156502880
New American Funding - West Des Moines, IA
4401 Westown Pkwy Suite 350, West Des Moines, IA 50266
5159788973
Doug Buchholz at Home Services Lending - West Des Moines
5901 Mills Civic Pkwy, West Des Moines, IA 50266
5159710230
Javier Valdez at Rate (NMLS #1470049)
1776 22nd St Suite 201, West Des Moines, IA 50266
3132796882
New American Funding - Devin Fitzgerald
4401 Westown Pkwy Suite 350, West Des Moines, IA 50266
5158270046
Peprah The Loan Officer
5000 Westown Pkwy Suit 420, West Des Moines, IA 50266
5159929680
Land Home Financial Services- Jake Olson, Branch Manager West Des Moines, IA
6917 Vista Dr, West Des Moines, IA 50266
5153366034
An FHA loan specialist in West Des Moines Iowa helps homebuyers secure government-backed loans with lower down payments. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. Local specialists understand the specific FHA loan limits for Polk County which can affect your borrowing options.
What Does a FHA Loan Specialist in West Des Moines Cost?
Typical costs for an FHA loan specialist in Iowa include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums of 0.55% to 0.85%. Closing costs in West Des Moines usually range from 2% to 5% of the purchase price. These costs vary based on your credit score loan size and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in West Des Moines?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and property appraisal. They ensure your loan meets FHA standards and Iowa state regulations for mortgage lending.
What are the FHA loan limits for West Des Moines Iowa?
For 2025 the FHA loan limit for a single-family home in Polk County is $498,257. This limit may change annually so a local specialist can provide current figures for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.