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Directory of fha loan specialists in Dubuque, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Dubuque, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 14 fha loan specialists in Dubuque, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
600 Star Brewery Drive Suite 400, Dubuque, IA 52001
5635527526
MidWestOne Bank
280 John F Kennedy Rd, Dubuque, IA 52002
5635835751
Sara Lindecker-U.S. Bank Mortgage
270 W 7th St, Dubuque, IA 52001
5635892269
U.S. Bank-Mortgage Loan Officer-Beth McMullen
435 John F Kennedy Rd, Dubuque, IA 52002
5635821590
Premier Bank
2625 NW Arterial, Dubuque, IA 52002
5635881000
U.S. Bank-Mortgage Branch Manager-Gregory Hill
270 W 7th St, Dubuque, IA 52001
5635892262
US Bank Mortgage
435 John F Kennedy Rd, Dubuque, IA 52002
8008722657
New Eagle Mortgage, LLC
1200 Cedar Cross Rd, Dubuque, IA 52003
5632967574
An FHA loan specialist in Dubuque helps homebuyers navigate Federal Housing Administration loans, which offer lower down payments and flexible credit requirements. In Iowa, FHA loans are popular for first-time buyers and those with moderate income. Local specialists understand Dubuque real estate market conditions and can guide you through Iowa specific property eligibility rules.
What Does a FHA Loan Specialist in Dubuque Cost?
Typical costs for an FHA loan in Iowa include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Dubuque range from 2 to 5 percent of the purchase price. Lender fees vary by company. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Dubuque?
The minimum FHA credit score is 580 for a 3.5 percent down payment. With a score between 500 and 579, a 10 percent down payment is required. Iowa lenders may have their own overlays, so check with a specialist.
Are FHA loan limits different in Dubuque Iowa?
Yes, FHA loan limits vary by county. In Dubuque County, the 2025 limit for a single family home is typically around $498,257. A specialist can confirm current limits for your specific property.
What Iowa specific rules apply to FHA loans?
Iowa law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. FHA loans also require an appraisal by an FHA approved appraiser in Iowa.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.