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Directory of fha loan specialists in Council Bluffs, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Council Bluffs, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 12 fha loan specialists in Council Bluffs, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Coyle - Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
4026898034
NEO Home Loans : Dylan Dravland
215 W Broadway, Council Bluffs, IA 51503
4026815511
Guild Mortgage - Erin Trescott
149 W Broadway, Council Bluffs, IA 51503
4029812011
Nicki Montelongo - NEO Home Loans
215 W Broadway, Council Bluffs, IA 51503
4023075827
CharterWest Bank Mortgage Center-Council Bluffs, IA
900 Woodbury Ave #2b, Council Bluffs, IA 51503
7127962700
Joe Stephens
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354175
Melina Arroyo - Mortgage Loan Officer
2040 W Broadway, Council Bluffs, IA 51501
8002353228
Lori Brokman
215 S Main St Ste 307, Council Bluffs, IA 51503
7124354176
Flat Branch Home Loans
900 Woodbury Ave #7d, Council Bluffs, IA 51503
7124351600
Guild Mortgage Company
149 W Broadway, Council Bluffs, IA 51503
4023154549
US Bank Home Mortgages
421 W Broadway, Council Bluffs, IA 51503
7123252993
Sherry Neubaum-U.S. Bank Mortgage
421 W Broadway, Council Bluffs, IA 51503
7123252993
FHA loan specialists in Council Bluffs Iowa help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Iowa due to lower down payment requirements and flexible credit guidelines. Local specialists understand Council Bluffs real estate market and Iowa specific lending rules.
What Does a FHA Loan Specialist in Council Bluffs Cost?
Typical costs for FHA loan specialist services in Iowa include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Council Bluffs generally run 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Council Bluffs?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through FHA loan applications. They help with credit requirements, down payment options, and closing processes specific to Iowa lending laws.
What are FHA loan limits for Council Bluffs Iowa?
FHA loan limits for Council Bluffs in Pottawattamie County are set by HUD. For 2024 the single family home limit is typically around $498,257 for high cost areas. Limits may change annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.