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Looking for a fha loan specialist in Waterloo? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 18 fha loan specialists in Waterloo, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
River's Edge Mortgage
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Jared Schmit - Mortgage Loan Officer
131 E Tower Park Dr #100, Waterloo, IA 50701
3198744336
Haleigh Sperfslage - Mortgage Loan Officer
131 Tower Park Dr #100, Waterloo, IA 50701
3198744366
Gigo Cejvanovic – Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192878342
Guild Mortgage - John Higdon
999 Home Plaza Suite 203, Waterloo, IA 50701
3192397182
Mirsada Ibradzic-Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3198331196
Lori Honermann - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365659
Guild Mortgage - Derek Forsythe
999 Home Plaza Suite 203, Waterloo, IA 50701
5159548622
Chris Wander Mortgage Banking Officer BankIowa
3222 Kimball Ave, Waterloo, IA 50702
3198887022
FSB Premier Wealth Management
131 Tower Park Dr Suite 115, Waterloo, IA 50701
3192356561
Bob Borcherding - Mortgage Loan Officer
1827 Ansborough Ave, Waterloo, IA 50701
3192365637
US Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50701
8008722657
Guild Mortgage Company
999 Home Plaza Suite 203, Waterloo, IA 50701
3193780501
LSB Mortgage
999 Home Plaza, Waterloo, IA 50701
3192689171
Commercial Lending Waterloo, IA
131 E Tower Park Dr, Waterloo, IA 50701
3197741896
Steven Schneider at Rate (NMLS #796680)
531 Commercial St Suite 202, Waterloo, IA 50701
5153485990
Kelly Newton-U.S. Bank Mortgage
3130 Kimball Ave, Waterloo, IA 50702
3192345892
U.S. Bancorp Advisors - Financial Advisors: Matt J Gary
425 Cedar St, Waterloo, IA 50701
3192353274
An FHA loan specialist in Waterloo Iowa can help you navigate the Federal Housing Administration loan process. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. FHA loans are popular in Waterloo for first time homebuyers and those with lower credit scores.
What Does a FHA Loan Specialist in Waterloo Cost?
Typical costs for an FHA loan in Waterloo Iowa include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees vary but average between 500 and 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Waterloo Iowa?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards. Iowa specific rules require the loan originator to provide a Good Faith Estimate within three business days of application.
How do I find an FHA loan specialist in Waterloo?
You can search the Nationwide Mortgage Licensing System for licensed loan originators in Waterloo. The Iowa Division of Banking also provides a public database of approved mortgage lenders. Ask potential specialists about their experience with FHA loans in Black Hawk County.
Are there Iowa specific limits for FHA loans in Waterloo?
Yes, FHA loan limits for Waterloo Iowa are set by the Department of Housing and Urban Development. For 2024 the single family home limit is typically around 472 thousand dollars. These limits adjust annually based on local median home prices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.