An FHA loan specialist in St. Petersburg, Florida helps homebuyers navigate Federal Housing Administration insured loans. These loans require a lower down payment and have flexible credit guidelines, which is helpful in the competitive Pinellas County housing market. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.
What Does a FHA Loan Specialist in St. Petersburg Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Closing costs in St. Petersburg range from 2 to 5 percent of the purchase price. Appraisal fees are usually $500 to $700. Lender origination fees vary but often fall between 0.5 and 1.0 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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FHA Loan Specialists in Other Florida Cities
Altamonte Springs · Apopka · Ave Maria · Aventura · Bartow · Belle Glade · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Canaveral · Cape Coral · Casselberry