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Compare fha loan specialists in Cape Canaveral. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Cape Canaveral, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Cape Canaveral, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Project Inc
8654 Villanova Dr, Cape Canaveral, FL 32920
3216132140
Mortgage | 1st Time Home Buyer Program
8501 Astronaut Blvd, Cape Canaveral, FL 32920
3216132140
FHA loan specialists in Cape Canaveral Florida help buyers secure government backed mortgages with lower down payments. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand Brevard County property values and can guide you through FHA appraisal and inspection rules.
What Does a FHA Loan Specialist in Cape Canaveral Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 to 2 percent of the loan amount and third party fees for appraisal credit report and title work. For a $300,000 loan these costs can range from $3,000 to $6,000. Florida also charges a documentary stamp tax of 0.35 percent on the mortgage amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cape Canaveral Florida?
For 2025 the FHA loan limit for a single family home in Brevard County is $498,257. This limit is set by the Department of Housing and Urban Development and may change each year. A specialist can confirm the exact limit for your property type.
Do I need a special license to be an FHA loan specialist in Florida?
Yes Florida requires all mortgage loan originators to hold a valid license from the Florida Office of Financial Regulation. They must also pass a background check and complete pre licensing education. You can verify a specialist license on the NMLS Consumer Access website.
What is the minimum down payment for an FHA loan in Florida?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.