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Showing 2 fha loan specialists in Apopka, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Farm Credit of Central Florida
57 E 3rd St, Apopka, FL 32703
4078807883
Scott Capital Finance
2755 Border Lake Rd #102, Apopka, FL 32703
4073058272
What Does a FHA Loan Specialist in Apopka Cost?
Typical costs for FHA loan specialist services in Florida include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the loan amount. Appraisal fees range from $400 to $700 and credit report fees are around $30 to $50. Closing costs in Apopka generally total 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Apopka?
An FHA loan specialist helps you complete the FHA loan application and ensures you meet all requirements. They review your credit score, debt to income ratio, and property eligibility. They also explain Florida specific rules such as flood insurance requirements in certain areas.
What are the FHA loan limits for Apopka Florida in 2025?
For 2025 the FHA loan limit for Orange County Florida is $498,257 for a single family home. Higher limits may apply for duplexes or larger properties. Your specialist can confirm the exact limit for your situation.
Do I need a special license to be an FHA loan specialist in Florida?
Yes, in Florida all mortgage loan originators must hold a valid license from the Florida Office of Financial Regulation. They must also pass a background check and complete continuing education. You can verify a specialist license through the Nationwide Multistate Licensing System.