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Find FHA Loan Specialists Near You in Sarasota, FL
Directory of fha loan specialists in Sarasota, Florida. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Sarasota, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 19 fha loan specialists in Sarasota, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dustin Meshberger (Suncoast Mortgage)
235 N Orange Ave UNIT 200, Sarasota, FL 34236
9413611280
Robert Stettler at NFM Lending
306 N Rhodes Ave STE 112, Sarasota, FL 34237
8137481534
MortgageRight of Sarasota
2912 Bee Ridge Rd Suite 204, Sarasota, FL 34239
9417696193
Pathway Mortgage: Best Mortgage Lender | Sarasota, FL
7709 Holiday Dr, Sarasota, FL 34231
9419266346
Scott Ellis Mortgage Loan Originator
1990 Main St Office 750, Sarasota, FL 34236
3122184141
Bloom Mortgage Solutions, LLC
1990 Main St Office 750, Sarasota, FL 34236
9417807071
Creative Lending
7345 International Pl Ste 108, Sarasota, FL 34240
9413889350
Fairway Independent Mortgage Corporation
8586 Potter Park Dr Office 134, Sarasota, FL 34238
9416763960
Sarasota Mortgage Group
227 Central Ave, Sarasota, FL 34236
9418097484
MCK Lending Group
2075 Main St #30, Sarasota, FL 34237
9413134000
Reliance First Capital, LLC. NMLS ID # 58775
100 Paramount Dr #205, Sarasota, FL 34232
8667359004
Responsive Mortgage
3000 Bee Ridge Rd 2nd Floor, Sarasota, FL 34239
9412311036
Liberty Mortgage, LLC.
240 N Washington Blvd SUITE 306, Sarasota, FL 34236
8883606131
Frederick Mahon Team | Mortgage Lenders | Sarasota, Florida | Society Mortgage
1549 Ringling Blvd SUITE 510, Sarasota, FL 34236
9413342688
NFM Lending - Sarasota FL, Branch 333
2639 Fruitville Rd STE 303, Sarasota, FL 34237
8137481534
Tim Lyons, Florida Mortgage Broker NMLS# 2182927 - PMF, Inc.
6901 Professional Pkwy E Suite 200, Sarasota, FL 34240
An FHA loan specialist in Sarasota Florida can help you navigate the FHA loan process for purchasing a home or refinancing. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Sarasota buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Sarasota Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Sarasota usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sarasota do?
An FHA loan specialist helps you apply for an FHA insured loan. They guide you through documentation, credit requirements, and property eligibility. In Florida they must hold a valid mortgage loan originator license.
What are the FHA loan limits for Sarasota Florida in 2025?
For 2025 the FHA loan limit for a single family home in Sarasota County is typically around $498,257. Higher limits apply for duplexes triplexes and four unit properties. Check with a specialist for the exact current limit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.