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Find FHA Loan Specialists Near You in Rockledge, FL
Looking for a fha loan specialist in Rockledge? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Rockledge, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 fha loan specialists in Rockledge, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Caleb Hiester of Direct Mortgage Loans
1519 Outrigger Cir, Rockledge, FL 32955
3212852592
Joshua Quibodeaux at CrossCountry Mortgage
1038 Harvin Way STE 120, Rockledge, FL 32955
3214051069
Charles Gutierrez CrossCountry Mortgage, LLC
1038 Harvin Way STE 120, Rockledge, FL 32955
3215086330
Phoenix Star Mortgage LLC
835 Executive Ln STE 110, Rockledge, FL 32955
3217945626
Sean McKeel, Cross Country Mortgage
1038 Harvin Way STE 120, Rockledge, FL 32955
3216156186
loanDepot
6525 3rd St Ste 407, Rockledge, FL 32955
3214173510
Florida Life Mortgage
1311 US-1 Unit 2, Rockledge, FL 32955
3216980417
Stacey Deloche Oldaker, Finance of America Mortgage LLC
1311 US-1 Unit 2, Rockledge, FL 32955
3214520050
Chase Home Lending
5390 Stadium Pkwy, Rockledge, FL 32955
7344444420
Tidy Mortgage
901 Pine Baugh St, Rockledge, FL 32955
3213733500
An FHA loan specialist in Rockledge Florida can guide you through the process of obtaining a government-backed mortgage. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Rockledge residents often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Rockledge Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Lender origination fees usually range from 0.5 percent to 1 percent of the loan amount. Closing costs in Rockledge often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rockledge do?
An FHA loan specialist helps you complete the application and documentation for a Federal Housing Administration insured loan. They review your credit history and income to determine eligibility. They also explain Florida specific requirements like flood insurance for homes in designated zones.
What are the FHA loan limits for Rockledge Florida?
For 2024 the FHA loan limit for a single family home in Brevard County including Rockledge is $498,257. This limit applies to standard FHA loans. Higher limits may apply for duplexes and larger properties.
Do I need a special license to work with an FHA loan specialist in Florida?
Yes all FHA loan specialists in Florida must hold a valid mortgage loan originator license from the Florida Office of Financial Regulation. You can verify a specialist license on the Nationwide Multistate Licensing System website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.