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Compare fha loan specialists in Palmetto. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Palmetto, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Palmetto, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sandon Mortgage Group of ALCOVA Mortgage
4555 CRESTPOINT Wy, Palmetto, FL 34221
8137890967
My Mortgage Loan
6127 Maidenstone Way, Palmetto, FL 34221
7274205266
An FHA loan specialist in Palmetto, Florida helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in Florida due to lower down payment requirements and flexible credit guidelines. Palmetto residents benefit from local specialists who understand the Manatee County housing market and Florida specific property insurance requirements.
What Does a FHA Loan Specialist in Palmetto Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Other costs such as appraisal fees (around $500 to $700) and title fees vary by lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Palmetto Florida?
For 2025, the FHA loan limit for a single family home in Manatee County is $498,257. This limit applies to Palmetto and is set by the U.S. Department of Housing and Urban Development. Higher limits apply for multi unit properties.
What is the minimum down payment for an FHA loan in Florida?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This requires a credit score of 580 or higher. Borrowers with credit scores between 500 and 579 may qualify with a 10 percent down payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.