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Compare fha loan specialists in Palm Harbor. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 fha loan specialists in Palm Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
924 US-19 ALT Unit E, Palm Harbor, FL 34683
7275928312
Palm Harbor Mortgage Advisors, Inc
3964 Mullenhurst Dr, Palm Harbor, FL 34685
7275423357
NFM Lending
33920 US Hwy 19 N Suite 150, Palm Harbor, FL 34684
7279389007
Brian P. Forrester - Top Flite Home Loans
30522 US Hwy 19 N suite 107-w, Palm Harbor, FL 34684
8133616350
KLEAR2KLOSE MORTGAGE LLC DBA K2K MORTGAGE
849 Edgehill Dr, Palm Harbor, FL 34684
7574500052
Jason Buchanan, NMLS 1078476
180 US-19 ALT STE B, Palm Harbor, FL 34683
7277423700
Highland Mortgage (Alldaffer Mortgage Team)
4831 Ruen Dr Suite 201, Palm Harbor, FL 34685
7274804949
Movement Mortgage
2385 Tampa Rd # 4, Palm Harbor, FL 34683
7277447992
Colleen A Rodriguez | Fairway Independent Mortgage Corporation Loan Officer
924 Alt 19 Suite E, Palm Harbor, FL 34683
7276445111
Sydnie Johncola-Genson, Think Mortgage FL
34650 US Hwy 19 N suite 309b, Palm Harbor, FL 34683
FHA loan specialists in Palm Harbor Florida help home buyers and homeowners access government backed loans with lower down payments. Palm Harbor is part of Pinellas County where home values have risen steadily. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Working with a local specialist can simplify the FHA application process and ensure compliance with state rules.
What Does a FHA Loan Specialist in Palm Harbor Cost?
Typical costs for an FHA loan in Florida include a 1.75 percent upfront mortgage insurance premium added to the loan amount. Annual mortgage insurance premiums are about 0.55 percent of the loan balance. Closing costs in Palm Harbor usually range from 3000 to 6000 dollars depending on the loan size and lender fees. Some costs like appraisal fees of 500 to 700 dollars are paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Palm Harbor do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also verify that the property meets FHA minimum property standards.
What are the FHA loan limits for Palm Harbor Florida in 2025?
For 2025 the FHA loan limit for a single family home in Pinellas County is 524225 dollars. This limit applies to most areas in Palm Harbor. Higher limits may apply for duplexes triplexes and fourplex properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.