Find FHA Loan Specialists in Palm City, FL
Compare fha loan specialists in Palm City. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 6 fha loan specialists in Palm City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Palm City Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount, and annual MIP ranging from 0.15 to 0.75 percent depending on loan term and down payment. Origination fees vary by lender but usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Palm City average $500 to $700. Closing costs typically total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Palm City Florida?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must have a valid Social Security number and lawful residency in the United States. The property must be your primary residence and meet HUD safety standards.
How do I find an FHA loan specialist in Palm City?
You can search for FHA-approved lenders through the HUD website or ask local real estate agents for referrals. Look for specialists who are licensed in Florida and have experience with Martin County properties. Verify their credentials with the Florida Office of Financial Regulation.
What is the FHA loan limit for Palm City Florida in 2025?
For 2025, the FHA loan limit for Martin County, including Palm City, is $498,257 for a single-family home. Higher limits apply for two, three, and four-unit properties. These limits are set annually by HUD based on median home prices in the area.