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Compare fha loan specialists in Palm City. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Palm City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 fha loan specialists in Palm City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Miller Mortgages
901 SW Martin Downs Blvd #200A, Palm City, FL 34990
5614013299
East Coast Mortgage Lenders, Inc.
3228 SW Martin Downs Blvd, Palm City, FL 34990
7722832077
East Coast Mortgage Lenders: Peggy Hornick
3228 SW Martin Downs Blvd #1, Palm City, FL 34990
7729197918
Fidelity Lending
1100 SW Martin Downs Blvd, Palm City, FL 34990
7722375211
East Coast Mortgage Lenders: Keren Carmel
3228 SW Martin Downs Blvd, Palm City, FL 34990
7724854116
Compass Mortgage Inc
1473 SW Seagull Way, Palm City, FL 34990
8777939362
FHA loan specialists in Palm City, Florida help homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Palm City is part of Martin County, where FHA loan limits for 2025 are set at $498,257 for single-family homes, following HUD guidelines. Local specialists understand Florida property insurance requirements and can guide you through the state-specific closing process.
What Does a FHA Loan Specialist in Palm City Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount, and annual MIP ranging from 0.15 to 0.75 percent depending on loan term and down payment. Origination fees vary by lender but usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Palm City average $500 to $700. Closing costs typically total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Palm City Florida?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must have a valid Social Security number and lawful residency in the United States. The property must be your primary residence and meet HUD safety standards.
How do I find an FHA loan specialist in Palm City?
You can search for FHA-approved lenders through the HUD website or ask local real estate agents for referrals. Look for specialists who are licensed in Florida and have experience with Martin County properties. Verify their credentials with the Florida Office of Financial Regulation.
What is the FHA loan limit for Palm City Florida in 2025?
For 2025, the FHA loan limit for Martin County, including Palm City, is $498,257 for a single-family home. Higher limits apply for two, three, and four-unit properties. These limits are set annually by HUD based on median home prices in the area.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.