Find FHA Loan Specialists in Palm Beach Gardens, FL
Browse fha loan specialists serving Palm Beach Gardens, Florida. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 15 fha loan specialists in Palm Beach Gardens, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Palm Beach Gardens Florida helps borrowers understand Federal Housing Administration loan programs. Florida law requires lenders to follow specific disclosure rules under Florida Statute 494. These specialists guide you through down payment requirements and property eligibility in Palm Beach County.
What Does a FHA Loan Specialist in Palm Beach Gardens Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs in Palm Beach Gardens usually range from 2% to 5% of the purchase price. Lender fees may vary from $500 to $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Palm Beach Gardens?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your credit history, verify income, and ensure the property meets FHA standards. In Florida they also help you understand state specific closing cost rules.
What are the FHA loan limits for Palm Beach Gardens Florida?
For 2024 the FHA loan limit for a single family home in Palm Beach County is $498,257. This amount can be higher for multi unit properties. A specialist can confirm the current limit for your specific property type.
Do I need a Florida specific license to be an FHA loan specialist?
FHA loan specialists in Florida must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They also must comply with Florida Statute 494.001 which governs mortgage lending practices in the state.