FHA Loan Specialists in North Bay Village, FL — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.

Showing 3 fha loan specialists in North Bay Village, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

True Blue Lending

1700 79th Street Causeway STE 160, North Bay Village, FL 33141

(305) 703-9001 truebluelending.net

JD Loans

7934 West Dr APT 905, North Bay Village, FL 33141

(305) 336-8826 doumortgagegroup.com

Southeast Bankers Mortgage Corp

1666 79th Street Causeway # 505, North Bay Village, FL 33141

(305) 672-1123 southeastbankers.com

An FHA loan specialist in North Bay Village, Florida helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment options. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. North Bay Village, located in Miami-Dade County, offers diverse housing options that often qualify for FHA financing.

What Does a FHA Loan Specialist in North Bay Village Cost?

Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in North Bay Village generally range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 0.5 to 1 percent. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for North Bay Village in 2025?

For 2025, the FHA loan limit for a single-family home in Miami-Dade County, including North Bay Village, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.

Do I need a specific Florida license to be an FHA loan specialist?

Yes, in Florida all mortgage loan originators must hold a valid license from the Florida Office of Financial Regulation. They must also complete continuing education requirements each year. This applies to specialists working in North Bay Village.

What is the minimum down payment for an FHA loan in Florida?

The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579, a 10 percent down payment is required. Florida follows the same federal FHA guidelines.

FHA Loan Specialists in Other Florida Cities

Altamonte Springs · Apopka · Ave Maria · Aventura · Bartow · Belle Glade · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Canaveral · Cape Coral · Casselberry

Free • No Obligation

Compare FHA Loan Specialists

Get matched with agents in North Bay Village who handle your type of case.

Affiliate Form Embed

Replace with iframe/embed code
from your affiliate network

Affiliate Disclosure The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.

Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.

Report an error or request listing removal

Email info@beforemortgageusa.com — removal requests are typically processed within 7-10 business days.