Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in Melbourne, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morgan Financial
1441 N Harbor City Blvd, Melbourne, FL 32935
3217573570
The Mortgage Firm Inc. Space Coast
930 S Harbor City Blvd Suite 304, Melbourne, FL 32901
3217010441
RMC Home Mortgage, LLC
1686 W Hibiscus Blvd Suite A, Melbourne, FL 32901
8774787369
Future Home Loans Space Coast
524 N Harbor City Blvd, Melbourne, FL 32935
3213538600
Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL 32901
3212154419
Revolution Mortgage - Ben Mitas & John Henderson
1900 S Harbor City Blvd Ste 209, Melbourne, FL 32901
3213178250
Jennifer Kline at Neighborhood Loans - NMLS# 1574523
306 E Strawbridge Ave, Melbourne, FL 32901
3216841975
Embrace Home Loans - Melbourne, FL
5500 Murrell Rd #201, Melbourne, FL 32940
3218211000
Fluent Mortgage Corp.
6905 N Wickham Rd Suite 402, Melbourne, FL 32940
8777358368
New American Funding - Jake LaBelle
5500 Murrell Rd #201, Melbourne, FL 32940
8023534724
Bay Equity LLC
501 E New Haven Ave, Melbourne, FL 32901
3215913064
Slam Dunk Home Loans
8530 N Wickham Rd STE 112, Melbourne, FL 32940
4077613797
Ashley Stockrahm Mortgage Group- Edge Home Loans
4840 Dairy Rd STE 101, Melbourne, FL 32904
3214583725
American Mortgage Loan Services, LLC
1243 N Harbor City Blvd Ste. A, Melbourne, FL 32935
3217236206
Oceans Lending LLC
1740 Sarno Rd, Melbourne, FL 32935
3213392995
Embrace Home Loans - Donny Panasis NMLS 1481372
5500 Murrell Rd #201, Melbourne, FL 32940
3212146327
Jerrod Harlan, CrossCountry Mortgage
202 N Harbor City Blvd, Melbourne, FL 32935
3215374527
Jason McCloy at CrossCountry Mortgage
6023 Farcenda Pl Suite 102, Melbourne, FL 32940
3214051074
Obsidian Financial Services, Inc.
2351 W Eau Gallie Blvd #2, Melbourne, FL 32935
3214739090
Eagle Bay Mortgage, L.L.C.
3783 Gatwick Manor Ln, Melbourne, FL 32940
3218061013
What Does a FHA Loan Specialist in Melbourne Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Melbourne usually range from 3 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Melbourne Florida in 2024?
For 2024 the FHA loan limit for a single-family home in Brevard County is $498,257. This limit applies to most areas of Melbourne and is set by the Federal Housing Administration based on local median home prices.
Do I need a special license to work as an FHA loan specialist in Florida?
Yes. Florida requires all mortgage loan originators to hold an active license through the NMLS and complete 8 hours of continuing education each year. FHA specialists must also be approved by the Department of Housing and Urban Development.
How long does an FHA loan application take in Melbourne Florida?
A standard FHA loan application typically takes 30 to 45 days from application to closing in Melbourne. Delays can occur if additional documentation is needed or if the property requires FHA-required repairs.