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Browse fha loan specialists serving Marco Island, Florida. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Marco Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 fha loan specialists in Marco Island, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Cheryl Stokes
606 Bald Eagle Dr Ste. 401B, Marco Island, FL 34145
2392288958
Lending To Heroes
1857 San Marco Rd C202, Marco Island, FL 34145
8556844376
Florida Home Loanz, LLC
547 E Elkcam Cir Unit 547, Marco Island, FL 34145
2393942102
New American Funding - Cody De'Malavez
606 Bald Eagle Dr Ste. 401B, Marco Island, FL 34145
2399632309
Truist
950 N Collier Blvd STE 100, Marco Island, FL 34145
2393937100
Newrez
1000 N Collier Blvd Suite 1, Marco Island, FL 34145
2392802257
New American Funding - Marco Island, FL
606 Bald Eagle Dr Ste. 401B, Marco Island, FL 34145
2392370523
Finance of America Mortgage LLC
654 Bald Eagle Dr, Marco Island, FL 34145
2399700090
Marco Island Mortgage
950 N Collier Blvd, Marco Island, FL 34145
2397442200
Lower Mortgage
950 N Collier Blvd Suite 405, Marco Island, FL 34145
8885098301
An FHA loan specialist in Marco Island Florida can guide you through the process of obtaining a government-backed mortgage insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. In Florida, FHA loans require a minimum down payment of 3.5 percent and must meet local property standards including flood zone requirements common in coastal areas like Marco Island.
What Does a FHA Loan Specialist in Marco Island Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount and an annual mortgage insurance premium MIP ranging from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Marco Island generally range from 2 to 5 percent of the purchase price. Lender fees may vary from 500 to 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Marco Island?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA-insured loans. They assist with documentation, credit review, and loan approval. In Marco Island they also advise on flood insurance requirements which are mandatory for FHA loans in designated flood zones.
What are the FHA loan limits for Marco Island Florida?
For 2024 the FHA loan limit for a single-family home in Collier County which includes Marco Island is $498,257. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the Department of Housing and Urban Development HUD and may change annually.
Do I need a special license to work with FHA loans in Florida?
FHA loan specialists in Florida must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System NMLS. They must also complete continuing education every year. Florida law requires all loan originators to disclose their license number on communications.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.