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Compare FHA Loan Specialists in Lady Lake, FL

Looking for a fha loan specialist in Lady Lake? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Lady Lake, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 5 fha loan specialists in Lady Lake, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm - Team Setser
510 Co Rd 466 Suite 207-N, Lady Lake, FL 32159
(352) 561-3035 financingflorida4u.com
Truist
101 Lagrande Blvd, Lady Lake, FL 32159
(352) 561-3401 truist.com
Citizens First Wholesale Mortgage Co.
1133 Main St, Lady Lake, FL 32159
(800) 477-1086 citizensfb.com
Belleair Mortgage, LLC
1197 Fiesta Key Cir, Lady Lake, FL 32159
(727) 228-0460 belleairmortgage.net
Liberty Reverse Mortgage - The Villages
510 Co Rd 466 ste 207-s, Lady Lake, FL 32159
(352) 208-1146 libertyreversemortgage.com

What Does a FHA Loan Specialist in Lady Lake Cost?

Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Lady Lake generally range from 2 to 5 percent of the purchase price including lender fees title insurance and appraisal fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Lady Lake Florida?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Lady Lake may have its own overlays above these minimums.
What is the FHA loan limit for Lady Lake Florida in 2025?
For 2025 the FHA loan limit for Lake County Florida is $498,257 for a single family home. This limit applies to most areas in Lady Lake. Higher limits may apply for duplexes triplexes and fourplex properties.