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Showing 4 fha loan specialists in Hudson, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Truist
9005 State Rd 52, Hudson, FL 34669
7272451640
Truist
14207 Fivay Rd, Hudson, FL 34667
7273780353
Bankers Mortgage of Florida Inc.
7236 State Rd 52 Suite 8, Hudson, FL 34667
7278191950
Professional Mortgage & Loan
12100 Cobble Stone Dr # 1, Hudson, FL 34667
7277333877
What Does a FHA Loan Specialist in Hudson Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Hudson generally range from 2 to 5 percent of the purchase price. Appraisal fees are around $500 to $700 and origination fees vary by lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hudson Florida in 2025?
For 2025 the FHA loan limit for a single family home in Pasco County is $498,257. This limit applies to most areas in Hudson and is set by the U.S. Department of Housing and Urban Development based on local median home prices.
What credit score is needed for an FHA loan in Hudson?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may still qualify but must put down at least 10 percent. Florida lenders may have their own overlays so check with a local specialist.
Are FHA loans assumable in Florida?
Yes FHA loans are assumable by a qualified buyer in Florida. This means a new buyer can take over the existing loan terms including the interest rate. This can be a benefit if current rates are higher than the original loan rate.