ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Delray Beach, FL
Directory of fha loan specialists in Delray Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Delray Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 17 fha loan specialists in Delray Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Murgatroy at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5614860731
The Mortgage Firm Delray Beach
2605 W Atlantic Ave STE D201, Delray Beach, FL 33445
5612663880
Real Genius, LLC
1625 S Congress Ave STE 190, Delray Beach, FL 33445
8557907811
Liberty Mortgage Lending
393 NE 5th Ave, Delray Beach, FL 33483
5612662621
Michal Bander at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5613321828
First Trust Mortgage Company - Delray Branch
103 NE 2nd St, Delray Beach, FL 33444
5613472501
Stuart Shanefield at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5612451313
Luminate Bank: Michael Goldberg
1615 S Congress Ave Suite 103 Office Number 169, Delray Beach, FL 33445
9176421462
Lets Talk Mortgages
900 E Atlantic Ave suite 21, Delray Beach, FL 33483
5618017339
Supreme Lending
96 NE 5th Ave, Delray Beach, FL 33483
5613300400
Michael Mizrahi at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5613321346
Neil Bourdelaise | Main Street Home Loans
35 SE 6th Ave, Delray Beach, FL 33483
4103368432
Florida Direct Lending Inc
601 N Congress Ave STE 413, Delray Beach, FL 33445
5614148300
Wayne Rohrbaugh -Starnet Lending - Delray Beach FL
110 SE 4th Ave suite 102, Delray Beach, FL 33483
5613504766
Primary Residential Mortgage, Inc.
100 E Linton Blvd Suite 401A, Delray Beach, FL 33483
5612857027
CrossCountry Mortgage, LLC
900 NW 17th Ave Unit 202, Delray Beach, FL 33445
5614142832
HP Mortgage LLC
7495 W Atlantic Ave STE 206, Delray Beach, FL 33446
8009743129
An FHA loan specialist in Delray Beach Florida helps home buyers and homeowners navigate Federal Housing Administration insured loans. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Delray Beach buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Delray Beach Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Palm Beach County average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Delray Beach Palm Beach County?
For 2024 the FHA loan limit for a single family home in Palm Beach County is $498,257. Higher limits apply for duplex triplex and four unit properties. These limits are set by the Department of Housing and Urban Development HUD.
What credit score is needed for an FHA loan in Florida?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may set higher requirements.
Can I use an FHA loan for a condo in Delray Beach?
Yes but the condo project must be on the FHA approved condominium list. Florida has many condo associations that are not FHA approved. Your loan specialist can check the HUD database for approved complexes in Delray Beach.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Delray Beach who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.