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Looking for a fha loan specialist in Coral Gables? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Coral Gables, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 fha loan specialists in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Ortiz Team at The Mortgage HUB
2525 Ponce de Leon Blvd Suite #300 - 73, Coral Gables, FL 33134
3055877327
Point Mortgage Corporation
1200 Ponce de Leon Blvd, Coral Gables, FL 33134
3052006161
I Finance Florida
2525 Ponce de Leon Blvd Suit 300, Coral Gables, FL 33134
7866869392
New American Fundings Florida
220 Alhambra Cir STE 810, Coral Gables, FL 33134
3055274741
Family America Mortgage
50 Minorca Ave #1104, Coral Gables, FL 33134
3054421833
Supreme Lending - Coral Gables
250 Catalonia Ave STE 705, Coral Gables, FL 33134
7864854175
Global G Home Loans, LLC
2100 Coral Wy, Coral Gables, FL 33145
7863015544
Great Florida Lending Inc.
2828 Coral Wy #470, Coral Gables, FL 33145
3058512199
Haute Capital Mortgage - Powered by New American Funding
325 Almeria Ave, Coral Gables, FL 33134
3057477707
Florida United Lending Mortgage Company
2332 Galiano St, Coral Gables, FL 33134
7864381414
Universal Mortgage
1430 S Dixie Hwy STE 309, Coral Gables, FL 33146
7863324263
An FHA loan specialist in Coral Gables Florida helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular in South Florida due to lower down payment requirements and flexible credit standards. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.
What Does a FHA Loan Specialist in Coral Gables Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount and third party fees for appraisal credit report and title services. Total closing costs in Coral Gables often range from 3 to 5 percent of the purchase price. The upfront MIP of 1.75 percent is added to the loan balance. These costs vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Coral Gables in 2025?
For 2025 the FHA loan limit for a single family home in Miami Dade County including Coral Gables is $552,000. Higher limits apply for two to four unit properties. These limits are set by HUD and updated annually.
What is the minimum down payment for an FHA loan in Florida?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies if your credit score is 580 or higher. If your credit score is between 500 and 579 you may still qualify with a 10 percent down payment.
Do FHA loans require mortgage insurance in Florida?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP that ranges from 0.45 percent to 1.05 percent. In Florida this MIP typically lasts for the life of the loan unless you put down 10 percent or more.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.