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Directory of fha loan specialists in Milton, Delaware. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Milton, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 2 fha loan specialists in Milton, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Prosperity
16394 Samuel Paynter Blvd #102, Milton, DE 19968
3023135145
Doug McCrea Motto Mortgage Prosperity
16394 Samuel Paynter Blvd #102, Milton, DE 19968
4434529908
An FHA loan specialist in Milton, Delaware can help you navigate the Federal Housing Administration loan process. These loans are popular in Sussex County for first-time homebuyers and those with lower credit scores. Delaware law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Milton Cost?
Typical costs for an FHA loan specialist in Delaware include an origination fee of 1% to 1.5% of the loan amount. You will also pay an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount, plus an annual MIP of 0.55% to 0.85%. Closing costs in Sussex County range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Milton, Delaware in 2025?
For 2025, the FHA loan limit for a single-family home in Sussex County, including Milton, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Delaware?
Yes, all mortgage loan originators in Delaware must hold an active NMLS license. They must also complete continuing education courses approved by the Delaware Office of the State Bank Commissioner.
What credit score is required for an FHA loan in Milton?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may have additional requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.