Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 12 fha loan specialists in Middletown, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Enoch Kim - Mortgage Broker
47 Haggis Rd, Middletown, DE 19709
3018303366
Guild Mortgage - Evan Johnston
230 Dove Run Centre Dr, Middletown, DE 19709
3022135516
Guild Mortgage - Eric Walters
230 Dove Run Centre Dr, Middletown, DE 19709
3022135507
Guild Mortgage - Ben Pugh
230 Dove Run Centre Dr, Middletown, DE 19709
3022135521
Guild Mortgage - Amanda Broomall
230 Dove Run Centre Dr, Middletown, DE 19709
3024379234
Guild Mortgage - Melissa Swallick
230 Dove Run Centre Dr, Middletown, DE 19709
7322132123
Guild Mortgage - Chris Grady
230 Dove Run Centre Dr, Middletown, DE 19709
3022135523
Guild Mortgage - Carol Smith
230 Dove Run Centre Dr, Middletown, DE 19709
3022135505
Guild Mortgage Company
230 Dove Run Centre Dr, Middletown, DE 19709
3022135520
Guild Mortgage - Tim Hidell
230 Dove Run Centre Dr, Middletown, DE 19709
3022123041
Southwind Mortgage
208 Bucktail Dr, Middletown, DE 19709
3025977616
Guild Mortgage - Mike Smith
230 Dove Run Centre Dr, Middletown, DE 19709
3022135506
What Does a FHA Loan Specialist in Middletown Cost?
Typical costs for FHA loan services in Delaware include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual mortgage insurance premium of 0.55% to 0.85%. Lender fees can range from 0.5% to 1% of the loan amount. Closing costs in Delaware average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Middletown do?
An FHA loan specialist guides you through the FHA loan application process, including credit review, documentation, and property appraisal. They help ensure your loan meets FHA standards and Delaware state regulations.
What are the FHA loan limits for Middletown Delaware?
For 2024, the FHA loan limit for a single-family home in New Castle County, including Middletown, is $498,257. Higher limits apply for multi-unit properties. These limits are set by the Department of Housing and Urban Development.
Do I need a special license to work with an FHA loan specialist in Delaware?
Yes, FHA loan specialists in Delaware must hold a valid mortgage loan originator license from the Delaware Office of the State Bank Commissioner. They must also complete annual continuing education requirements.