FHA Loan Specialists in Millsboro, DE — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Delaware before hiring.

Showing 5 fha loan specialists in Millsboro, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Loan Till Payday

28521 Dupont Blvd, Millsboro, DE 19966

(302) 536-2183 ltp-de.com

Stratton Mortgage

28437 Dupont Blvd, Millsboro, DE 19966

(302) 485-9966 strattonmtg.com

Tidemark Federal Credit Union

216 Washington St, Millsboro, DE 19966

(302) 629-0100 tidemarkfcu.org

First Shore Federal S & L Association

220 Washington St, Millsboro, DE 19966

(302) 934-1239 firstshorefederal.com

Lennar Mortgage, LLC Delaware

24620 Bramble Dr Suite 100, Millsboro, DE 19966

(302) 663-4020 lennarmortgage.com

An FHA loan specialist in Millsboro, Delaware helps homebuyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. Delaware law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Sussex County property values and can guide you through FHA appraisal and underwriting rules.

What Does a FHA Loan Specialist in Millsboro Cost?

Typical costs for an FHA loan in Delaware include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual premium of 0.55% to 1.05% depending on loan term and loan-to-value ratio. Closing costs in Millsboro generally range from 2% to 5% of the purchase price, covering appraisal, title search, and origination fees. Lender fees vary by institution. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum credit score requirements for an FHA loan in Millsboro?

The standard FHA minimum credit score is 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Delaware lenders may have overlays that require higher scores, so check with a local specialist.

Are there any Delaware-specific rules for FHA loans?

Delaware does not have state-specific FHA loan laws, but all mortgage originators must be licensed with the Delaware Office of the State Bank Commissioner. FHA loans in Delaware also follow federal guidelines for property condition and occupancy.

How long does the FHA loan process take in Millsboro?

The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling in Sussex County or additional documentation requests. A local specialist can help speed up the process.

FHA Loan Specialists in Other Delaware Cities

Bethany Beach · Dover · Georgetown · Hockessin · Lewes · Middletown · Milford · Milton · Newark · Rehoboth Beach · Seaford · Smyrna · Wilmington

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Delaware.

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