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Showing 5 fha loan specialists in North Pole, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Polaris Law Group, P.C.
220 Park Way Suite 1, North Pole, AK 99705
(907) 885-6619
polarislawgroupusa.com
Guild Mortgage Company
71 St Nicholas Dr, North Pole, AK 99705
(907) 374-6999
branches.guildmortgage.com
What Does a FHA Loan Specialist in North Pole Cost?
Typical costs for FHA loan specialist services in Alaska include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums ranging from 0.45% to 1.05% of the loan balance. Appraisal fees in North Pole can range from $500 to $800 due to travel costs. Closing costs generally total 3% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for North Pole Alaska?
FHA loan limits for North Pole Alaska are based on Fairbanks North Star Borough limits. For 2024 the single family home limit is $498,257 for low cost areas and higher for high cost areas. A specialist can confirm the exact limit for your property.
Do I need a special inspection for an FHA loan in Alaska?
Yes Alaska requires a wood destroying organism inspection for FHA loans due to the presence of termites and other pests. The inspection must be performed by a licensed Alaska pest control operator. This is required even in North Pole where cold winters reduce pest activity.
How long does an FHA loan process take in Alaska?
The typical FHA loan process in Alaska takes 30 to 45 days from application to closing. Remote property appraisals and winter weather can extend this timeline. A specialist can help you plan for these delays.