Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 10 fha loan specialists in Homer, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Exposure LLC
4780 Star Ln, Homer, AK 99603
9072352352
Global Credit Union
135 Sterling Hwy, Homer, AK 99603
8005259094
Berkshire Hathaway HomeServices Alaska Realty
4014 Lake St Ste 220, Homer, AK 99603
9072262226
Emily Berg at Cornerstone Home Lending | NMLS #2460296
3546 Greatland St, Homer, AK 99603
7196803773
Joleen Brooks, REALTOR®
4014 Lake St, Homer, AK 99603
9073998208
Edward Jones - Financial Advisor: Matt North
3798 Lake St A, Homer, AK 99603
9072352979
First National Bank Alaska Homer Branch
3655 Heath St, Homer, AK 99603
9072355800
Global Credit Union Home Loans | License #AK157293
135 Sterling Hwy #100, Homer, AK 99603
8007373033
Alaska Housing Finance Corporation
3670 Lake St # 400, Homer, AK 99603
9072352447
Edward Jones - Financial Advisor: Barbi J Failor, CFP®
3798 Lake St A, Homer, AK 99603
9072352979
What Does a FHA Loan Specialist in Homer Cost?
Typical costs for an FHA loan in Alaska include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums of 0.55% to 0.85%. Closing costs in Homer generally range from 2% to 5% of the purchase price. These costs can vary based on the lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Homer Alaska?
For 2024 the FHA loan limit for a single family home in Homer is typically around $498,257. This amount can vary by county and property type. Check with a specialist for the exact limit for your situation.
Do I need a special license to be an FHA loan specialist in Alaska?
FHA loan specialists in Alaska must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also comply with Alaska state statutes under AS 06.60. No additional FHA specific license is required.
How long does the FHA loan process take in Homer?
The typical FHA loan process in Alaska takes 30 to 45 days from application to closing. Delays can occur if the property is in a remote area requiring extra appraisal time. Your specialist can provide a more accurate timeline based on your specific loan.