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Directory of fha loan specialists in Fairbanks, Alaska. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Fairbanks, AK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 16 fha loan specialists in Fairbanks, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Walden Home Group
728 Gaffney Rd # 100, Fairbanks, AK 99701
9074523000
Spirit of Alaska Credit Union – Gillam
1417 Gillam Wy, Fairbanks, AK 99701
9074595900
Global Credit Union
1292 Sadler Way, Fairbanks, AK 99701
8005259094
Global Credit Union
1261 Airport Way, Fairbanks, AK 99701
8005259094
Fidelity Title Agency of Alaska, LLC
250 Cushman St STE 2B, Fairbanks, AK 99701
9074573250
Nuvision Credit Union
375 Merhar Ave, Fairbanks, AK 99701
8004446327
First Rate Financial Fairbanks
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
9072225500
Mt. McKinley Bank
500 4th Ave, Fairbanks, AK 99701
9074521751
Residential Mortgage
324 Old Steese Hwy Suite 102, Fairbanks, AK 99701
9074528800
Cornerstone Home Lending | Fairbanks
330 Wendell Ave # A, Fairbanks, AK 99701
9072054253
Global Credit Union Home Loans | License #AK157293
1292 Sadler Way Ste 115, Fairbanks, AK 99701
8007373033
Lisa Phillips at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
9072067747
Antwuan Cooks at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
9072062661
AAA Mortgage Inc
516 2nd Ave #323, Fairbanks, AK 99701
9073740566
Barclay Roeder Mortgage Broker #1170412
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
9072225560
Denali Escrow Service Inc
515 7th Ave #320, Fairbanks, AK 99701
9074743745
FHA loan specialists in Fairbanks help homebuyers secure government-backed mortgages with low down payments. Alaska law allows for unique property considerations such as remote access and permafrost conditions. Specialists guide borrowers through local appraisal requirements and the Alaska Housing Finance Corporation programs.
What Does a FHA Loan Specialist in Fairbanks Cost?
Typical costs for an FHA loan specialist in Fairbanks range from 1% to 2% of the loan amount as a origination fee. Appraisal fees are around $500 to $700, and credit report fees are about $30 to $50. Closing costs usually total 3% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fairbanks do?
An FHA loan specialist helps borrowers qualify for loans insured by the Federal Housing Administration. They assist with credit requirements, debt-to-income ratios, and Alaska-specific property standards like winterization and foundation stability.
Are there Alaska-specific rules for FHA loans?
Yes, Alaska law requires special disclosures for properties in remote areas or on leased land. FHA loans in Fairbanks may also require a permafrost report or an energy efficiency inspection for older homes.
How long does the FHA loan process take in Fairbanks?
The process typically takes 30 to 45 days. Delays can occur if the property needs a structural inspection for permafrost or if the title search involves Native allotment lands.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alaska.