Find VA Loan Specialists in Kettering, OH
Looking for a va loan specialist in Kettering? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 6 va loan specialists in Kettering, OH
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VA loan specialists in Kettering Ohio help veterans active duty service members and eligible surviving spouses obtain home financing with favorable terms. Ohio law provides additional property tax exemptions for disabled veterans which can reduce long term homeownership costs. Local specialists understand the Dayton area real estate market and can guide you through the Certificate of Eligibility process.
What Does a VA Loan Specialist in Kettering Cost?
Typical costs for a VA loan specialist in Ohio include a funding fee of 0.5 to 3.3 percent of the loan amount depending on your down payment and service history. Ohio also charges a mortgage recording tax of about 0.1 to 0.2 percent. Appraisal fees range from 500 to 700 dollars. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a VA loan in Kettering?
You need a Certificate of Eligibility from the VA proof of service or discharge and financial documents like pay stubs and tax returns. Ohio lenders also require a valid photo ID and evidence of Ohio residency.
Can I use a VA loan for a condo in Kettering?
Yes but the condo complex must be on the VA approved list. Your specialist can check if the property meets VA minimum property requirements and Ohio building codes.