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Showing 2 va loan specialists in Berea, OH
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PNC Mortgage
343 W Bagley Rd, Berea, OH 44017
4408264515
Chase Mortgage
421 W Bagley Rd, Berea, OH 44017
4402432200
What Does a VA Loan Specialist in Berea Cost?
VA loan specialists in Ohio typically charge origination fees ranging from 0.5% to 1% of the loan amount. The VA funding fee, which is required unless you are exempt due to a service-connected disability, ranges from 1.25% to 3.3% of the loan amount depending on your down payment and whether it is your first use. Third-party costs such as appraisal fees in Ohio usually range from $500 to $750. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Berea?
You must have served 90 consecutive days of active service during wartime, 181 days during peacetime, or 6 years in the National Guard or Reserves. A valid Certificate of Eligibility from the VA is required. Surviving spouses may also qualify under certain conditions.
Are there specific property requirements for VA loans in Ohio?
Yes, the property must meet the VA Minimum Property Requirements, which include safety, sanitation, and structural integrity standards. In Ohio, the home must also be your primary residence. A VA appraisal is required to verify the property value and condition.
Can I use a VA loan to buy a multi-unit property in Berea?
Yes, you can use a VA loan to purchase a property with up to four units, as long as you occupy one of the units as your primary residence. This is a common option for Ohio veterans looking to generate rental income while living in the home.