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Compare VA Loan Specialists in Dayton, OH

Directory of va loan specialists in Dayton, Ohio. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Dayton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 20 va loan specialists in Dayton, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
(937) 993-0052 usamortgage.com
Todd Nerlinger
5651 Far Hills Ave, Dayton, OH 45459
(937) 271-6305 lendingbytodd.com
A-Z Lending
7542 McEwen Rd, Dayton, OH 45459
(937) 522-5419 a-zlending.com
Haley Swarts
5151 Far Hills Ave, Dayton, OH 45429
(513) 265-8292 haleyswarts.zipforhome.com
Mike Romano Team
14 W First St, Dayton, OH 45402
(937) 401-0025 financingbymike.com
Mark Myers Mortgage Team - Union Savings Bank
5651 Far Hills Ave, Dayton, OH 45429
(937) 545-8587 markmyersmortgageteam.com
Home Loans by Carlos Scarpero, Powered by Edge Home Finance, NMLS #1674385
513 Windsor Park Dr c, Dayton, OH 45459
(937) 572-3713 scarpero.com
Ruoff Mortgage - Dayton-South
1522 Miamisburg Centerville Rd, Dayton, OH 45459
(937) 403-9323 ruoff.com
The Rines Group - USA Mortgage - Austin Rines
8075 Washington Village Dr, Dayton, OH 45458
(937) 424-6061 usamortgage.com
Shannon Ryan, Ruoff Mortgage
1522 Miamisburg Centerville Rd, Dayton, OH 45459
(937) 608-4181 ruoff.com
Millennia Mortgage Group
5450 Far Hills Ave Suite 220, Dayton, OH 45429
(937) 902-1100 millenniamortgagegroup.com
Drew Huggins at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
(937) 641-8974 drewhuggins.com
The Reedy Team at Cornerstone First Mortgage
14 W First St Suite 201, Dayton, OH 45402
(937) 673-1870 reedyhomeloans.com
C & G Mortgage
4165 Little York Rd, Dayton, OH 45414
(937) 264-9150 candgmortgage.com
Shawn Bowling-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
(937) 673-4540 usamortgage.com
Gretchen Caplan
5651 Far Hills Ave, Dayton, OH 45429
(937) 672-3722
Kristen R Peter-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
(937) 613-5553 usamortgage.com
Lindsey Baab-Akers at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
(937) 603-1711 applywithlindsey.com
Bryan Kennard-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
(937) 689-5570 usamortgage.com
Dawn Hoback at Rate (NMLS #728172)
7501 Paragon Rd Suite 100 Offices 1 & 2, Dayton, OH 45459
(937) 470-4931 rate.com

VA loan specialists in Dayton Ohio help veterans navigate the home loan process through the U.S. Department of Veterans Affairs. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Dayton veterans benefit from local expertise with property tax exemptions and appraisal standards specific to Montgomery County.

What Does a VA Loan Specialist in Dayton Cost?

Typical costs for a VA loan specialist in Ohio range from zero upfront fee if the lender pays the specialist to a flat fee of 500 to 1500 dollars. Some specialists charge a percentage of the loan amount usually 0.5 to 1 percent. Costs vary by case and depend on the lender and loan complexity. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Dayton do?
A VA loan specialist guides veterans through the loan application process including obtaining the Certificate of Eligibility. They also help with property appraisal requirements and closing procedures specific to Ohio real estate law.
Do I need a Dayton VA loan specialist if I already have a lender?
You can use any approved lender but a Dayton specialist understands local market conditions and Ohio property tax rules. They can also help with the Ohio veterans homestead exemption which reduces taxable property value.

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