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Showing 8 va loan specialists in Saugerties, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid-Hudson Valley Federal Credit Union
3180 US-9W, Saugerties, NY 12477
8453364444
Ulster Savings Bank
3047 US-9W, Saugerties, NY 12477
8452460124
Sawyer Savings Bank
87 Market St, Saugerties, NY 12477
8887721871
Ulster Federal Credit Union
3139 US-9W Unit 11, Saugerties, NY 12477
8452460587
M&T Bank
294 Main St, Saugerties, NY 12477
8452464961
The Hudson Valley National Center for Veteran Reintegration
24 Twin Maples Plz, Saugerties, NY 12477
8454814004
Champion Capital
67 Partition St, Saugerties, NY 12477
8452338207
Taconic Advisors, Inc.
382 Main St, Saugerties, NY 12477
8454865039
What Does a VA Loan Specialist in Saugerties Cost?
Typical costs for a VA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount. Closing costs in Saugerties range from 2 to 5 percent of the purchase price. The VA funding fee is 2.15 percent for first-time use and 3.3 percent for subsequent use unless exempt due to disability. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Saugerties?
A VA loan specialist is a mortgage professional who focuses on loans backed by the Department of Veterans Affairs. They help veterans in Saugerties understand eligibility requirements and navigate the application process. Specialists can also advise on New York specific benefits like the Veterans Property Tax Exemption.
Do I need a New York specific VA loan specialist?
Yes, because New York has unique laws affecting VA loans. For example, New York State allows for a veterans exemption on school taxes and has specific rules about VA funding fees. A local specialist knows how these rules apply in Saugerties and Ulster County.
What documents do I need for a VA loan in New York?
You will need your Certificate of Eligibility, proof of service, and financial documents like tax returns and pay stubs. New York also requires a property survey and title search. Your specialist will help gather all required paperwork for the Saugerties area.