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Find VA Loan Specialists in Ballston Spa, NY

Directory of va loan specialists in Ballston Spa, New York. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Ballston Spa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 va loan specialists in Ballston Spa, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Haus Capital Corporation - Saratoga
10 Blacksmith Dr, Ballston Spa, NY 12020
5183668608
Saratoga County Veterans Service Agency
2144 Doubleday Ave Suite 15, Ballston Spa, NY 12020
5188844115
Contour Mortgage
404 Geyser Rd, Ballston Spa, NY 12020
5183216735
Great Plains National Bank Mortgage Division
20 Prospect St #312, Ballston Spa, NY 12120
5188779810

VA loan specialists in Ballston Spa New York help eligible veterans and active duty service members obtain home financing with favorable terms. New York law provides additional protections for veterans including property tax exemptions under Real Property Tax Law Section 458. Local specialists guide clients through the VA funding fee requirements and New York specific closing procedures.

What Does a VA Loan Specialist in Ballston Spa Cost?

Typical costs for VA loan specialist services in New York include an origination fee of 1 percent of the loan amount and third party fees for appraisal and title services. The VA funding fee ranges from 1.4 to 3.6 percent of the loan amount depending on down payment and service history. These fees are regulated by the VA and New York law. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Ballston Spa?
A VA loan specialist is a licensed mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility requirements and guide them through the application process in Saratoga County.
What are the New York specific benefits for VA loan borrowers?
New York offers a partial property tax exemption for veterans under Real Property Tax Law Section 458. This exemption can reduce the assessed value of a home by up to 15 percent for qualifying veterans.