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Find VA Loan Specialists Near You in Saratoga Springs, NY
Directory of va loan specialists in Saratoga Springs, New York. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Saratoga Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 va loan specialists in Saratoga Springs, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Funding Store
380 Broadway, Saratoga Springs, NY 12866
5185870523
Anna Smith - Quintessential Mortgage Group
18 Division St Suite 204, Saratoga Springs, NY 12866
5183684404
Homestead Funding Corp: Laura Guillerault | NMLS# 59471
517 Broadway UNIT 202, Saratoga Springs, NY 12866
5186699664
Heidi C Ives | Go Rascal Inc Regional Manager/Sr. Loan Officer
19 J F King Dr Bldg 105, Saratoga Springs, NY 12866
8888426328
Homestead Funding Corp. – Saratoga Springs
517 Broadway UNIT 202, Saratoga Springs, NY 12866
5183064511
Saratoga Federal
189 Ballston Ave, Saratoga Springs, NY 12866
5185832323
Arrow Bank
171 S Broadway, Saratoga Springs, NY 12866
5183062700
M. Kress Weitzel - Mortgage Lender
2 West Ave, Saratoga Springs, NY 12866
5182885144
Homestead Funding Corp: Dean Sunkes - (NMLS #64730)
517 Broadway UNIT 202, Saratoga Springs, NY 12866
5183064511
Karl P. Meehan | Fairway Independent Mortgage Corporation Loan Officer
125 High Rock Ave Suite 207B, Saratoga Springs, NY 12866
5185815386
VA loan specialists in Saratoga Springs New York help veterans and active duty service members secure home financing with favorable terms. New York law provides additional property tax exemptions for qualifying veterans, which can be combined with a VA loan. Local specialists understand the Saratoga County real estate market and can guide you through the unique requirements of a VA backed mortgage.
What Does a VA Loan Specialist in Saratoga Springs Cost?
Typical costs for a VA loan specialist in New York include a loan origination fee of up to 1 percent of the loan amount. Other costs may include appraisal fees of 500 to 700 dollars and title insurance fees of 1,500 to 2,500 dollars. The VA funding fee ranges from 0.5 to 3.3 percent of the loan amount depending on your down payment and service category. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Saratoga Springs?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the US Department of Veterans Affairs. They help veterans in Saratoga Springs understand eligibility, gather required documents, and complete the loan process. They also know local property tax rules for veterans in New York.
What New York benefits apply to VA loan holders?
New York offers a partial property tax exemption for veterans who served during wartime. This exemption can reduce the taxable value of your home. It is separate from the VA loan and can be applied after closing. You must apply through your local assessor in Saratoga Springs.
How do I choose a VA loan specialist in Saratoga Springs?
Look for a specialist with experience in VA loans and knowledge of New York state regulations. Check if they are licensed in New York and ask about their familiarity with Saratoga County. You can also ask for references from other veterans who used their services.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.