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VA Loan Specialists in Holbrook, NY

Directory of va loan specialists in Holbrook, New York. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Holbrook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 va loan specialists in Holbrook, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Weatherstone Mortgage Corp.
20 Peachtree Ct Suite 101, Holbrook, NY 11741
5163498181
Madison Mortgage - Brendon Luu Lends (Mortgage Broker)
4835 Veterans Memorial Hwy, Holbrook, NY 11741
6315387502

VA loan specialists in Holbrook, New York help veterans and active duty service members obtain home financing with no down payment and competitive rates. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Holbrook veterans benefit from the VA funding fee exemption for those with a service-connected disability.

What Does a VA Loan Specialist in Holbrook Cost?

Typical costs for a VA loan specialist in New York include an origination fee of 1 percent of the loan amount, plus appraisal fees ranging from 400 to 700 dollars. The VA funding fee for first-time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reserves. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Holbrook?
A VA loan specialist is a mortgage professional who guides veterans through the VA home loan process. They help with eligibility, certificate of eligibility, and local property requirements in Suffolk County.
What are the eligibility requirements for a VA loan in New York?
Eligibility requires 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members need six years of service. New York does not add state-specific eligibility rules beyond federal requirements.
Are there New York specific laws for VA loans?
New York requires lenders to follow the state usury law which caps interest rates at 16 percent for loans under 250,000 dollars. The state also mandates a mandatory pre-foreclosure notice period of 90 days before any foreclosure action.