Compare VA Loan Specialists in Garden City, NY
Directory of va loan specialists in Garden City, New York. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 16 va loan specialists in Garden City, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in Garden City Cost?
Typical costs for a VA loan specialist in New York range from zero to 1 percent of the loan amount as an origination fee. Closing costs in Garden City often total 2 to 5 percent of the purchase price, but the VA limits certain fees. New York state charges a mortgage recording tax, which can be 1.8 percent for loans over $500,000 in Nassau County. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Garden City?
A VA loan specialist is a mortgage professional who focuses on loans backed by the Department of Veterans Affairs. They help veterans in Garden City understand eligibility, complete paperwork, and find lenders familiar with New York state regulations.
What are the eligibility requirements for a VA loan in New York?
You must meet service requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid certificate of eligibility and must use the home as your primary residence in New York.
Are there New York specific rules for VA loans?
Yes, New York has specific laws regarding property tax exemptions for veterans and requires lenders to follow state disclosure rules. The VA loan limit for Nassau County, which includes Garden City, is set annually and may differ from other areas.