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Find VA Loan Specialists Near You in Union, NJ

Directory of va loan specialists in Union, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Union, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 14 va loan specialists in Union, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
2424 Morris Ave 1st Floor, Union, NJ 07083
7329432985
CTC Funding LLC
934 Stuyvesant Ave. Suite 10, Union, NJ 07083
9083707223
William Calzadilla, Guaranteed Rate
477 Chestnut St, Union, NJ 07083
9082961621
Luis Sanchez-Santana at Rate (NMLS #1150977)
477 Chestnut St B-1, Union, NJ 07083
8622285981
Omega Financial Services, Inc.
1185 Morris Ave, Union, NJ 07083
8336690475
Evan Kutner at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
9733321281
CrossCountry Mortgage, LLC
530 Chestnut St Suite 202, Union, NJ 07083
9088582097
Faith Lending Associates - Mortgages, Refinance & Home Loans
1435 Morris Ave Unit 2D, Union, NJ 07083
9089776036
Heivy Gomez-Gonzalez at Rate (NMLS #2024082)
477 Chestnut St B-1, Union, NJ 07083
2017372542
Thomas Howard Motto Mortgage Prestige
530 Chestnut St Suite 202, Union, NJ 07083
6189773120
James McKenna at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
8777731226
Justin Lieberman at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7328616226
Nicole Perrone at CrossCountry Mortgage
530 Chestnut St Suite 202, Union, NJ 07083
7028401257
Community Home Loans
1915 Morris Ave, Union, NJ 07083
9082802141

VA loan specialists in Union, New Jersey help veterans and active duty service members navigate the home buying process. They understand New Jersey specific rules such as the state property tax exemption for 100% disabled veterans. These specialists guide clients through the VA funding fee and local appraisal requirements in Union County.

What Does a VA Loan Specialist in Union Cost?

VA loan specialist fees in New Jersey typically range from 0.5% to 1% of the loan amount for origination or processing. Some specialists charge a flat fee between $500 and $1,500. The VA funding fee for first time use is 2.15% of the loan amount for regular military and 2.4% for Reserves and National Guard. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Union do?
A VA loan specialist helps veterans obtain a VA backed home loan. They assist with the Certificate of Eligibility, lender requirements, and New Jersey specific closing procedures. They also explain how the VA funding fee applies to your loan.
What are the eligibility requirements for a VA loan in New Jersey?
To qualify for a VA loan in New Jersey you must meet service time requirements set by the VA. This includes active duty for 90 continuous days during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Are there New Jersey specific benefits for VA loan borrowers?
Yes, New Jersey offers a property tax deduction for 100% disabled veterans. The state also has a Veterans Property Tax Exemption program. VA loan specialists can explain how these benefits interact with your mortgage.