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Directory of va loan specialists in Basking Ridge, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Basking Ridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 va loan specialists in Basking Ridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Basking Ridge, NJ
180 Mt Airy Rd Ste 104, Basking Ridge, NJ 07920
9087452101
Michael Puorro | The Puorro Team
180 Mt Airy Rd Suite 100, Basking Ridge, NJ 07920
9736996436
Michael Potoczak
180 Mt Airy Rd Suite 100, Basking Ridge, NJ 07920
9738004379
Molly Briggs at Rate (NMLS #346710)
68 N Finley Ave, Basking Ridge, NJ 07920
9738401966
Rick LaHara, Loan Officer, Northpointe Bank
222 Mt Airy Rd, Basking Ridge, NJ 07920
9082160050
Greg Fazio, Embrace Home Loans
180 Mt Airy Rd Ste 104, Basking Ridge, NJ 07920
9086989530
Gregory Bartiromo-U.S. Bank Mortgage
180 Mt Airy Rd, Basking Ridge, NJ 07920
9736326122
John Bartolotta: Mortgage Loan Officer
73 Mountainview Blvd, Basking Ridge, NJ 07920
9088426539
VA loan specialists in Basking Ridge, New Jersey help veterans and active duty service members secure home financing with no down payment. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Consumer Fraud Act. Local specialists understand Somerset County property values and can guide you through the VA appraisal process.
What Does a VA Loan Specialist in Basking Ridge Cost?
Typical costs for a VA loan specialist in New Jersey range from 500 to 1,500 dollars for origination and processing fees. Some specialists charge a flat fee of 1,000 to 2,000 dollars for full service. New Jersey law prohibits lenders from charging more than 1% of the loan amount for origination fees on VA loans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Basking Ridge do?
A VA loan specialist helps you understand your eligibility, gather required documents, and find a lender that offers VA loans. They also explain New Jersey specific rules like the state's 2.5% cap on VA loan funding fees for disabled veterans.
Do I need a New Jersey specific VA loan specialist?
Yes, because New Jersey has unique property tax exemptions for veterans and requires lenders to follow the New Jersey Truth in Lending Act. A local specialist knows Somerset County appraisal guidelines and can help you avoid delays.
What documents do I need for a VA loan in Basking Ridge?
You need your Certificate of Eligibility, recent pay stubs, tax returns, and a valid ID. New Jersey also requires a property survey and a certificate of occupancy for the home.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.