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Browse va loan specialists serving Totowa, New Jersey. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 7 va loan specialists in Totowa, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - John Palumbo's Team - Totowa, NJ
231 Union Blvd 1st Floor, Totowa, NJ 07512
9736993797
Alterra Home Loans
999 Riverview Dr, Totowa, NJ 07512
8778454805
Peter D'Angelo at Rate (NMLS #885309)
195 US-46 #1, Totowa, NJ 07512
9732418946
Dawn Logatto - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512
2019068682
Gary Cornelius - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512
2016943245
All Ways Lending
41 Vreeland Ave Suite 45, Totowa, NJ 07512
9738974529
Rate
195 US-46 #1, Totowa, NJ 07512
9732418946
A VA loan specialist in Totowa, New Jersey can help veterans and active duty service members navigate the home buying process. New Jersey law requires lenders to provide a Good Faith Estimate and a Closing Disclosure within specific timeframes. Working with a local specialist ensures you understand Passaic County property values and New Jersey specific funding fee rules.
What Does a VA Loan Specialist in Totowa Cost?
Typical costs for a VA loan specialist in New Jersey range from 0 to 2 percent of the loan amount as an origination fee. Some specialists charge a flat fee between 500 and 1500 dollars. Additional costs include the VA funding fee, which is 2.15 percent for first time use with zero down payment, and third party fees for appraisal and credit report. These fees vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Totowa do?
A VA loan specialist helps you understand your VA home loan benefit, pre qualify you for a loan, and guide you through the application process. They also explain New Jersey specific requirements such as property tax exemptions for disabled veterans.
Do I need a VA loan specialist in New Jersey?
Yes, using a specialist can simplify the process because they know New Jersey laws, including the state's 10 year tax abatement programs and local appraisal standards. They also ensure you meet the VA's occupancy and income requirements.
How do I choose a VA loan specialist in Totowa?
Look for a specialist who is licensed in New Jersey and has experience with VA loans in Passaic County. Check their reviews and ask about their familiarity with local closing procedures and the New Jersey Department of Banking and Insurance regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.