Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 va loan specialists in Ridgewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anne Ryoo, Branch Manager | Fairway Independent Mortgage
31 N Broad St, Ridgewood, NJ 07450
9175385855
Hudson Home Mortgage
171 E Ridgewood Ave, Ridgewood, NJ 07450
2016892200
Natalie McNaught at Carnegie Mortgage Partners
74 Godwin Ave, Ridgewood, NJ 07450
2016380003
Barnstable Mortgage Group LLC
545 N Maple Ave, Ridgewood, NJ 07450
2018181700
Carnegie Mortgage Partners LLC
74 Godwin Ave, Ridgewood, NJ 07450
2018009029
New American Funding - Ridgewood, NJ
31 E Ridgewood Ave ofc 3 3rd floor, Ridgewood, NJ 07450
2015843967
Rachel Velez - Chase Home Lending Advisor - NMLS ID 624065
84 E Ridgewood Ave, Ridgewood, NJ 07450
8622019288
Stu Saposnik | Fairway Independent Mortgage Corporation Loan Officer
45 N Broad St Suite 327, Ridgewood, NJ 07450
9737135415
What Does a VA Loan Specialist in Ridgewood Cost?
Typical costs for a VA loan specialist in New Jersey include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal and credit report. For a 300,000 dollar loan, total closing costs often range from 6,000 to 10,000 dollars. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for Reserve and National Guard. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Ridgewood?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with eligibility certificates, property requirements, and closing procedures specific to New Jersey.
What are the VA loan eligibility requirements for New Jersey veterans?
Veterans must have a valid Certificate of Eligibility from the VA. Active duty service members need at least 90 consecutive days of service. National Guard and Reserve members also qualify after six years of service.
Are there New Jersey specific rules for VA loans?
New Jersey does not have a state specific VA loan limit, but county loan limits apply. The VA funding fee is required unless the veteran has a service connected disability. New Jersey also offers property tax exemptions for disabled veterans.