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Compare va loan specialists in Ridgefield Park. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Ridgefield Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 va loan specialists in Ridgefield Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding
100 Challenger Rd Suite 402, Ridgefield Park, NJ 07660
2019070060
Claudia M. Villamar, AMP
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
6096217510
Steven Batista - Legacy Mortgage Group Inc
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
2012075217
VA loan specialists in Ridgefield Park, New Jersey help veterans and active duty service members secure home financing with favorable terms. New Jersey law provides additional protections for veterans, including property tax deductions under N.J.S.A. 54:4-8.10 through 54:4-8.12. These specialists guide clients through the Certificate of Eligibility process and local property appraisal requirements.
What Does a VA Loan Specialist in Ridgefield Park Cost?
VA loan specialist fees in New Jersey typically range from 1% to 2% of the loan amount for origination and processing. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for Reserve and National Guard. This fee may be waived for veterans with a service-connected disability. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Ridgefield Park?
A VA loan specialist is a licensed mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Ridgefield Park understand eligibility, funding fees, and New Jersey specific closing procedures.
What are the eligibility requirements for a VA loan in New Jersey?
Eligibility requires satisfactory service on active duty for at least 90 days during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. A Certificate of Eligibility from the VA is needed.
Are there New Jersey specific benefits for VA loan holders?
Yes, New Jersey offers a $250 annual property tax deduction for qualifying veterans under N.J.S.A. 54:4-8.10. Disabled veterans may receive a full property tax exemption on their primary residence. These benefits are separate from the VA loan program.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.