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Compare VA Loan Specialists in Piscataway, NJ

Compare va loan specialists in Piscataway. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Piscataway, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 7 va loan specialists in Piscataway, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
(732) 873-1365 petracephas.com
Paul Singh, Residential Mortgage Broker – Petra Cephas | NMLS 406332
6 Wills Way Building 2, Piscataway, NJ 08854
(856) 503-9396 petracephas.com
Denise Marquez Mortgage Advisor
6 Wills Way Building 2, Piscataway, NJ 08854
(201) 456-7475 petracephas.com
Edge Home Finance - Sapan Patel
31 Stelton Rd STE 1, Piscataway, NJ 08854
(732) 333-8721 patelhomefinance.com
Tom Abbate with Petra Cephas: Residential Mortgage Brokers
6 Wills Way Building 2, Piscataway, NJ 08854
(732) 682-8268 petracephas.com
Timothy Maxwell | MLB Residential Lending, LLC
242 Old New Brunswick Rd B Suite 415, Piscataway, NJ 08854
(732) 433-6040
MLB Residential Lending LLC
242 Old New Brunswick Rd #415, Piscataway, NJ 08854
(732) 562-9090 mlbmortgage.com

VA loan specialists in Piscataway, New Jersey help veterans and active duty service members secure home financing with no down payment. New Jersey law requires VA loan specialists to be licensed mortgage originators under the New Jersey Department of Banking and Insurance. Piscataway offers convenient access to both suburban homes and commuter routes to New York City.

What Does a VA Loan Specialist in Piscataway Cost?

VA loan specialist fees in New Jersey typically range from 1 percent to 3 percent of the loan amount, though some specialists charge a flat fee of 500 to 1,500 dollars. The VA funding fee, which varies from 0.5 percent to 3.3 percent of the loan, may apply unless the borrower has a service-connected disability. Closing costs in New Jersey average 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Piscataway do?
A VA loan specialist guides veterans through the VA home loan process, including obtaining a Certificate of Eligibility, finding a lender, and closing on a property in Middlesex County. They ensure compliance with New Jersey and VA regulations.
Are there New Jersey specific rules for VA loans?
Yes, New Jersey requires all mortgage loan originators to be licensed. VA loans in New Jersey also follow state property tax exemption rules for disabled veterans, which can reduce annual costs.
How long does the VA loan process take in Piscataway?
The typical VA loan process in New Jersey takes 30 to 45 days from application to closing. Delays can occur if the property needs a VA appraisal or if the borrower needs to gather required documents.

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