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Browse va loan specialists serving Phillipsburg, New Jersey. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Phillipsburg, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 va loan specialists in Phillipsburg, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
Michael Bryan - Mortgage Specialist
45 3rd St Suite A, Phillipsburg, NJ 08865
9083887275
David Freiman Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9086425893
Mark Scuderi Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9087606674
Andrew Muro
533 Memorial Pkwy, Phillipsburg, NJ 08865
2012079441
Mary Silva Motto Mortgage Supreme
533 Memorial Pkwy, Phillipsburg, NJ 08865
9089101138
David Sadek
533 Memorial Pkwy, Phillipsburg, NJ 08865
8002267769
PNC Mortgage
Hillcrest Mall, 755 Memorial Pkwy, Phillipsburg, NJ 08865
9088599537
A VA loan specialist in Phillipsburg, New Jersey can help veterans and active duty service members secure home financing with no down payment. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Phillipsburg is located in Warren County, where VA loan limits and property tax exemptions may apply for disabled veterans.
What Does a VA Loan Specialist in Phillipsburg Cost?
Typical costs for a VA loan specialist in New Jersey range from zero to a flat fee of $500 to $1,500, depending on the lender and services provided. Some specialists charge a percentage of the loan amount, usually 0.5% to 1%. Closing costs in New Jersey average 2% to 5% of the loan value, including VA funding fees which can be 0.5% to 3.3% for first time use. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Phillipsburg?
A VA loan specialist helps veterans understand eligibility, gather required documents, and find lenders who offer VA loans. They guide borrowers through the Certificate of Eligibility process and explain New Jersey specific rules like the disabled veterans property tax exemption.
What are the VA loan limits for Phillipsburg New Jersey?
For 2025, VA loan limits in Warren County are $766,550 for a single family home. Veterans with full entitlement may not have a limit, but those with partial entitlement must stay within the county limit. A specialist can confirm your entitlement status.
Do I need a New Jersey specific VA loan specialist?
Yes, because New Jersey has unique laws such as the New Jersey Truth in Consumer Contract, Warranty and Notice Act and specific escrow requirements. A local specialist understands Phillipsburg market conditions and can coordinate with appraisers familiar with the area.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.