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VA Loan Specialists in Long Beach, NJ

Directory of va loan specialists in Long Beach, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Long Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 va loan specialists in Long Beach, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Van Dyk Group
12800 Long Beach Blvd, Long Beach, NJ 08008
6094921511
Nathan Colmer Long Beach Island Real Estate Agent
12800 Long Beach Blvd, Long Beach, NJ 08008
6092904293

VA loan specialists in Long Beach, New Jersey help veterans and active duty service members secure home loans with favorable terms. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Consumer Protection Act. Local specialists understand the unique real estate market in Ocean County and can guide you through the VA loan process for properties in Long Beach.

What Does a VA Loan Specialist in Long Beach Cost?

VA loan specialists in New Jersey typically charge no upfront fee to the borrower because they are paid by the lender at closing. However, you may pay a VA funding fee ranging from 1.4% to 3.6% of the loan amount depending on your down payment and service history. Some specialists may charge a flat fee for consulting services, usually between $200 and $500. Costs vary by situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Long Beach?
A VA loan specialist helps you understand your VA loan eligibility, pre-approve you, and guide you through the loan application process. They can also explain New Jersey specific requirements like property tax exemptions for veterans.
Do I need a VA loan specialist to buy a home in Long Beach?
You do not need a specialist, but using one can help you navigate the VA loan process and avoid common pitfalls. They can also help you find lenders familiar with New Jersey VA loan rules.
What are the VA loan limits for Long Beach New Jersey?
For 2024, VA loan limits in Ocean County are $766,550 for a single family home. This limit applies to the loan amount, not the purchase price, and may change annually.