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VA Loan Specialists in Florham Park, NJ

Directory of va loan specialists in Florham Park, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Florham Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 va loan specialists in Florham Park, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Money Store Headquarters
30B Vreeland Rd Suite 200, Florham Park, NJ 07932
9738052000
Erez Shimoni of Petra Cephas Residential Mortgage Brokers
25A Vreeland Rd, Florham Park, NJ 07932
9087055882
Keypoint Mortgage LLC.
30 Vreeland Rd Suite 302, Florham Park, NJ 07932
9738452840
Fred Tomczyk - Mortgage Loan Officer
177 Columbia Turnpike, Florham Park, NJ 07932
9734622290

VA loan specialists in Florham Park, New Jersey help veterans and active duty service members secure home financing with favorable terms. New Jersey offers a state-level property tax deduction for veterans, which can reduce overall housing costs. Local specialists understand Morris County property values and can guide you through the VA funding fee and certificate of eligibility process.

What Does a VA Loan Specialist in Florham Park Cost?

Typical costs for a VA loan specialist in New Jersey range from 0% to 1% of the loan amount if paid as a commission, or a flat fee of $500 to $1,500 for consulting services. The VA funding fee is 2.15% for first-time use and 3.3% for subsequent use, though this may be waived for disabled veterans. Additional costs include appraisal fees (around $500 to $700) and title search fees ($300 to $600). This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Florham Park do?
A VA loan specialist helps you navigate the VA home loan process, including obtaining your certificate of eligibility and finding lenders familiar with New Jersey regulations. They can also advise on local property tax exemptions for veterans.
Are there New Jersey specific benefits for VA loan borrowers?
Yes, New Jersey offers a $250 property tax deduction for qualifying veterans and a 100% property tax exemption for totally disabled veterans. These benefits apply to primary residences in Florham Park.