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Find VA Loan Specialists Near You in Zephyr Cove, NV
Directory of va loan specialists in Zephyr Cove, Nevada. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Zephyr Cove, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 4 va loan specialists in Zephyr Cove, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luna Lending
195 Hwy 50 Suite 204, Zephyr Cove, NV 89448
5303149544
Maggie Levin with Greenfront Mortgage
120 Mcfaul Way, Zephyr Cove, NV 89448
7752601909
Greenfront Mortgage, LLC
120 Mcfaul Way, Zephyr Cove, NV 89448
7755807400
Norm Hansen at CrossCountry Mortgage
212 Elks Point Rd #448, Zephyr Cove, NV 89448
7757202826
VA loan specialists in Zephyr Cove, Nevada help veterans and active duty service members secure home financing with no down payment. Nevada law requires all mortgage loan originators to be licensed through the Nevada Division of Mortgage Lending. Zephyr Cove properties near Lake Tahoe may require additional appraisal considerations for vacation or second home use.
What Does a VA Loan Specialist in Zephyr Cove Cost?
Typical costs for a VA loan specialist in Nevada include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.25% to 3.3% depending on your down payment and service history. Appraisal fees in Zephyr Cove usually run between $500 and $800. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Zephyr Cove?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You will need a valid Certificate of Eligibility from the VA.
Can I use a VA loan for a second home in Zephyr Cove?
VA loans are intended for primary residences only. However, if you plan to live in the Zephyr Cove property as your main home, you may qualify. The VA requires you to certify that you will occupy the home within 60 days of closing.
Are there any Nevada-specific rules for VA loan appraisals?
Yes. Nevada requires appraisers to include a statement about the property's compliance with local building codes. For Zephyr Cove properties, the appraisal must also address any shared water rights or access easements common in Lake Tahoe communities.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.