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Directory of va loan specialists in Fernley, Nevada. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Fernley, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 4 va loan specialists in Fernley, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dollar Loan Center
1380 US Hwy 95A N #6, Fernley, NV 89408
7755752525
WaFd Bank
1480 US Highway 95A North, Fernley, NV 89408
7755757717
USA Cash Services
420 E Main St #3, Fernley, NV 89408
7755751377
Greater Nevada Mortgage
1510 E Newlands Dr, Fernley, NV 89408
8005266999
VA loan specialists in Fernley, Nevada help veterans and active duty service members navigate the home buying process using their VA loan benefits. Nevada law requires all mortgage loan originators to be licensed through the Nevada Division of Mortgage Lending. Fernley is in Lyon County, where property values and loan limits may differ from other parts of the state.
What Does a VA Loan Specialist in Fernley Cost?
Typical costs for a VA loan specialist in Nevada include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal, credit report, and title services. Closing costs in Fernley generally range from 2 to 5 percent of the purchase price. The VA funding fee for first-time use is 2.15 percent for regular military and 2.4 percent for reserves or National Guard. This fee is reduced for subsequent uses. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Fernley?
A VA loan specialist is a licensed mortgage professional who focuses on helping veterans and military families obtain VA-backed home loans. They guide you through eligibility, certificate of eligibility, and local property requirements in Fernley.
Do I need a special license to offer VA loans in Nevada?
Yes. In Nevada, all mortgage loan originators must be licensed by the Nevada Division of Mortgage Lending. They must also complete continuing education each year to maintain their license.
Are there VA loan limits in Fernley, Nevada?
VA loan limits in Fernley follow the standard county limits set by the VA. For 2024, the conforming loan limit for Lyon County is $766,550. Higher limits may apply for multi-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.