Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 13 va loan specialists in Southaven, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Southaven, MS Branch - NMLS: 1984531
6080 Getwell Rd Suite 102, Southaven, MS 38672
(662) 913-7399
nationsapp.com
Desoto Home Mortgage - Brad Walker
6080 Getwell Rd Ste 204, Southaven, MS 38672
(662) 890-3000
desotohome.com
The Jason Woods Home Loan Team
3964 Goodman Rd E #222, Southaven, MS 38672
(662) 349-1300
jasonlwoods.com
Tony Neal, Mortgage Loan Originator, NMLS #771211
5915 Getwell Rd Suite 5, Southaven, MS 38672
(901) 212-5211
stockton.com
PrimeLending, a PlainsCapital Company - North Mississippi
5915 Getwell Rd bldg c, Southaven, MS 38672
(901) 238-4468
Guild Mortgage - Shelley Dunn
7145 Swinnea Rd #1, Southaven, MS 38671
(901) 870-1107
branches.guildmortgage.com
Supreme Lending Southaven
7145 Swinnea Rd #1, Southaven, MS 38671
(662) 268-5211
shelleydunn.supremelendinglo.com
Desoto Home Mortgage - Jonathan Webb
6080 Getwell Rd, Southaven, MS 38672
(901) 519-2905
jonathan550c08.clickfunnels.com
Joanne Farmer - Regions Mortgage Loan Officer
969 Goodman Rd E, Southaven, MS 38671
(210) 636-8842
regions.com
Guild Mortgage - Melinda Faulkner
7145 Swinnea Rd #1, Southaven, MS 38671
(901) 870-0629
branches.guildmortgage.com
What Does a VA Loan Specialist in Southaven Cost?
Typical costs for a VA loan specialist in Mississippi include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title search. These third-party fees usually range from $500 to $1,500. The VA funding fee is separate and can be financed into the loan. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Southaven?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime, or meet other service requirements. You also need a valid Certificate of Eligibility from the VA. Mississippi does not impose additional state-level eligibility rules beyond federal standards.
Is there a funding fee for VA loans in Mississippi?
Yes, the VA funding fee applies to most loans. For first-time use with no down payment, the fee is 2.15% of the loan amount. The fee is lower for subsequent uses or if you make a down payment. Mississippi does not add any state surcharge to this fee.
Are there property condition requirements for VA loans in Southaven?
Yes, the property must meet VA minimum property requirements, including safe drinking water, adequate heating, and a sound roof. In Mississippi, termite inspections are often required due to the local climate. The appraisal process will check for these conditions.