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Directory of va loan specialists in Southaven, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Southaven, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 13 va loan specialists in Southaven, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Southaven, MS Branch - NMLS: 1984531
6080 Getwell Rd Suite 102, Southaven, MS 38672
6629137399
Desoto Home Mortgage - Brad Walker
6080 Getwell Rd Ste 204, Southaven, MS 38672
6628903000
The Jason Woods Home Loan Team
3964 Goodman Rd E #222, Southaven, MS 38672
6623491300
Tony Neal, Mortgage Loan Originator, NMLS #771211
5915 Getwell Rd Suite 5, Southaven, MS 38672
9012125211
OneMain Financial
464 Church Rd E, Southaven, MS 38671
6623490131
PrimeLending, a PlainsCapital Company - North Mississippi
5915 Getwell Rd bldg c, Southaven, MS 38672
9012384468
Guild Mortgage - Shelley Dunn
7145 Swinnea Rd #1, Southaven, MS 38671
9018701107
Supreme Lending Southaven
7145 Swinnea Rd #1, Southaven, MS 38671
6622685211
Desoto Home Mortgage - Jonathan Webb
6080 Getwell Rd, Southaven, MS 38672
9015192905
Community Mortgage Corp
3964 Goodman Rd E #222, Southaven, MS 38672
6623491300
Stockton Mortgage
5915 Getwell Rd Suite 5, Southaven, MS 38672
6629960100
Joanne Farmer - Regions Mortgage Loan Officer
969 Goodman Rd E, Southaven, MS 38671
2106368842
Guild Mortgage - Melinda Faulkner
7145 Swinnea Rd #1, Southaven, MS 38671
9018700629
VA loan specialists in Southaven, Mississippi help veterans, active-duty service members, and eligible surviving spouses obtain home financing with no down payment. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Southaven is part of DeSoto County, where property values have risen steadily, making VA loans a popular option for local buyers.
What Does a VA Loan Specialist in Southaven Cost?
Typical costs for a VA loan specialist in Mississippi include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title search. These third-party fees usually range from $500 to $1,500. The VA funding fee is separate and can be financed into the loan. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Southaven?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime, or meet other service requirements. You also need a valid Certificate of Eligibility from the VA. Mississippi does not impose additional state-level eligibility rules beyond federal standards.
Is there a funding fee for VA loans in Mississippi?
Yes, the VA funding fee applies to most loans. For first-time use with no down payment, the fee is 2.15% of the loan amount. The fee is lower for subsequent uses or if you make a down payment. Mississippi does not add any state surcharge to this fee.
Are there property condition requirements for VA loans in Southaven?
Yes, the property must meet VA minimum property requirements, including safe drinking water, adequate heating, and a sound roof. In Mississippi, termite inspections are often required due to the local climate. The appraisal process will check for these conditions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.