Find VA Loan Specialists in Biloxi, MS
Compare va loan specialists in Biloxi. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Mississippi before hiring.
Showing 14 va loan specialists in Biloxi, MS
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What Does a VA Loan Specialist in Biloxi Cost?
VA loan specialists in Mississippi typically charge an origination fee between 0.5% and 1.0% of the loan amount. Some lenders also charge a flat fee ranging from 500 to 1500 dollars. The VA funding fee for first time use is 2.15% of the loan amount for zero down loans but this fee is waived for disabled veterans. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Biloxi Mississippi?
You must meet VA service requirements including 90 days of active duty during wartime or 181 days during peacetime. Mississippi does not impose additional state-level eligibility rules. A Certificate of Eligibility from the VA is required.
Can I use a VA loan to buy a condo in Biloxi?
Yes but the condo complex must be VA approved. Many Biloxi condos near the beach are not on the VA approved list so check with a specialist before making an offer. The VA requires a review of the project legal documents.
Are there Mississippi specific benefits for VA loan holders?
Mississippi exempts disabled veterans from property taxes on their primary residence based on disability rating. For 100% disabled veterans the exemption is full. Local Biloxi tax assessors handle the application process.